Gain Efficiencies

We can help you improve your operations, develop more effective business strategies and growth plans, and protect your business against fraud. Make the most of your resources and improve your profitability.

We know we need to reposition our business, but do not have a good enough understanding of our market. Where can we get timely data we can trust on our specific market?

Our Industry Statistic Reports provide consolidated data on personal loan accounts, credit card accounts, HP-vehicle accounts and equipment accounts. Each report comprises essential information on a particular industry.

How can we better predict which customers and prospects are likely to not pay in full within the next year?

You can use our Payment Behaviour Score to predict the likelihood that consumers will pay in full over the next 12 months. This insight will help you make more informed decisions about risk. You can also design products and offers that are likely to increase usage and loyalty.

We need to do a better job of identifying applications with a high potential for fraud. What is an effective way to accomplish this?

The optional alert features and address summary on the TransUnion Credit Report point out specific credit file conditions that may indicate a higher risk of fraud. Examples are mismatches between identifying information (such as between the Hong Kong ID Card number and input address) and inappropriate information (such as a commercial or institutional address).

Our collections have fallen off and we need to take measures to improve recovery. How can we do that without dedicating more resources?

Use the TransUnion Credit Report to determine which delinquent customers are in the strongest position to pay. Then use that insight to prioritize your collections efforts accordingly and increase profitability.