Manage Risk

Your success depends on solutions that address specific objectives and give you distinct advantages. See how we design services to help you take on daily challenges and achieve a new level of success.

We want an easy way to understand the financial situation of a new customer or prospect to evaluate the relative risk. What is a good way to do this? 

A bureau score provides a numerical snapshot of a consumer's credit report at a particular time. This credit score is generated by a mathematical formula utilizing TransUnion credit data. TransUnion provides different kinds of bureau scores to help you predict the future credit activity of customers and prospects. For example, you can use our Personal Loan Score to predict delinquency of unsecured loans over the next 12 months.

How can we segment our portfolio to target prospects more closely? We do not have the information we need to do that with confidence.

Our Portfolio Review allows you to monitor customer credit standings over time. This enables you to tailor your offers to credit limits, interest rates and payment terms.

What is an effective way to monitor the health of an overall portfolio and manage risk more effectively?

Take advantage of the ability to monitor and address changes to your portfolio's risk level with Portfolio Review. You can also assess the performance and value of existing portfolios to help prevent losses and make better lending decisions.