Money Lenders

Data Connect

Credit Data Smart has ushered in a new era for the credit industry. Data Connect helps money lenders seamlessly integrate into the new platform without any hassles. Using this one-stop tool, lenders can contribute, correct and list historical files of consumer credit data. Our package offers:

• Streamlined data management: Enhance efficiency by consolidating data management and analyses in one platform.
• Faster approval processes: Support quicker and more seamless Independent Assessment (IA) approvals.
• Reduced IT dependency: Minimise the need for extensive IT support and additional infrastructure.
• 3-in 1 support: Receive support on technical, operational and solution consultation from our team of experts.

Credit risk solutions

Our advanced scoring systems, including CreditVision® and other benchmark scores, offer deep insights into your customers' credit behaviours. These tools help you make informed decisions, optimise your lending strategies and gain a holistic portfolio view.

• Detailed customer insights: Analyse past credit actions and  spending habits to enhance payment predictability.
• Predictive analytics: Use our models to foresee future outcomes and focus your marketing investments more efficiently.
• Enriched decision-making: Leverage robust data for smarter, more informed decisions.

FinTech solutions

With rising fraud cases and increasingly sophisticated fraud types seen in the industry, it’s essential lenders protect their businesses and customers with robust FinTech solutions. Our renowned TruValidate™ and other technologies help ensure secure, friction-right onboarding experiences while strengthening fraud prevention.

• Identity verification: Quickly and reliably verify consumer identities to streamline onboarding.
• Identity matching and authentication: Secure every point of the consumer journey and authenticate consumers with ease.
• Fraud detection: Proactively identify and better prevent fraudulent activities in real time.