In today's world, a lot of things depend on your credit—loan and credit card approvals, even the success of job applications. Having a good grasp on your credit can help you get ahead in life and save you time and money. While checking your credit report is always a good idea, monitoring your credit year-round is equally important.
What is credit monitoring? TransUnion’s Credit Report & Alerts acts as both a personal assistant and watchdog when it comes to your credit. Credit Report & Alerts gives you frequent access to your credit history, so you can check your credit report as often as you like. It watches your credit reports and alerts you whenever there are changes to any of your accounts, such as new accounts being opened in your name. This helps you stay on track with maintaining a healthy credit score.
What can identity thieves do with my information? With your name and identity card number, imposters can open credit cards, take out a car loan and even open new credit accounts. Most victims don't realize they've been compromised until they review their credit report or credit card statements, and it may be too late. Using a Credit Report & Alerts can help alleviate the headaches that come with trying to restore your identity after it's been stolen. Credit Report & Alerts also helps you to act immediately whenever anything suspicious occurs.
Monitor your credit anytime, anywhere Gone are the days when you were notified about a potential incident of identity theft long after the fact. Credit Report & Alerts SMS/email alerts is an effective tool that helps thwart identity thieves. It won't prevent you from being targeted by identity thieves, but it can certainly help mitigate the damage. Getting alerts whenever critical changes occur on your credit report can be a great way to cut identity thieves off at the pass.