PCI DSS v3.2.1 accredited
Starting from 26 April 2024, under Credit Data Smart (CDS), which is also known as Multiple Credit Reference Agencies (MCRA) model, each Hong Kong consumer is eligible for a free credit report at TransUnion every 12 months. Reviewing your credit report regularly helps you ensure the information reported is accurate. It also gives you an opportunity to monitor your account history to combat identity theft.
There are 2 ways to redeem your free credit report
1. TransUnion Mobile App - Please click here to redeem your free credit report on our mobile app.
2. TransUnion Customer Service Counter - Please click here to make an appointment to redeem your free credit report at our customer service counter.
What should I look for in my credit report?
When reviewing your credit report, please check that all the information listed is up-to-date and accurate. Here’s a brief breakdown on the items that you should verify in each credit report: