Credit Report, Score & Alerts

Stay current of your credit and protect it


TransUnion’s Credit Report & Alerts acts as both a personal assistant and watchdog when it comes to your credit. Credit Report & Alerts gives you frequent access to your credit history, so you can check your credit report as often as you like. It watches your credit reports and alerts you whenever there are changes to any of your accounts, such as new accounts being opened in your name. This helps you stay on track with maintaining a healthy credit score.

Credit Reports & Credit Scores A TransUnion Credit Report gives you important information contributed by your credit providers that are TransUnion members. Businesses that are TransUnion members are able to obtain this information in accordance with the Code of Practice on Consumer Credit Data issued by the Office of the Privacy Commissioner for Personal Data, Hong Kong. This enables them to make informed, reliable and objective decisions. It also makes it possible to approve loans and offer you credit efficiently. Review your credit report regularly to stay informed about your current credit status and ensure its accuracy. This will also help you manage your credit information and can alert you to signs of potential fraud. Anyone with a credit card or consumer loan should obtain a credit report regularly. A credit score, which summarizes your credit report in a single number, may be returned along with the credit report.

Credit monitoring Find out about critical change in your credit report which enables you to detect unauthorized change that may indicate fraud. You will receive an alert by e-mail and /or SMS when one of the following occurs.

  • An application enquiry is performed
  • An account is opened
  • An address is reported
  • A telephone number is reported