Report
H1 2026 Update: Top Fraud Trends
The high cost of digital fraud: Why Hong Kong median losses are 4x the global average
Fraudsters are shifting toward sophisticated, high-value attacks aimed at bypassing traditional identity verification and authentication controls. In Hong Kong, the suspected digital fraud rate fell to 2.8% in 2025 — below the global average of 3.8% — yet median consumer losses reached USD 6,155, the highest in Asia and nearly four times the global average.
Built for fraud, risk, identity and authentication leaders, this report combines revelations from a consumer survey across 18 countries and regions with findings from billions of transactions within the TransUnion® global intelligence network — providing a holistic view of today's evolving threat landscape.
Key findings include:
- Account login was the riskiest lifecycle stage in 2025, with 10.1% of attempts suspected of digital fraud — above the 8.3% global account creation rate
- Consumers who said they lost money to fraud reported a median loss of USD 6,155 — the highest in Asia and nearly four times the global median
- Phishing was the most reported scheme among those targeted, driven by a mobile-first environment with high exposure to impersonation attempts
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