Digital Onboarding

Create friction-right experiences that convert good applicants into great customers in digital channels.



A seamless, unified digital onboarding experience your customers can complete in one sitting.

Meet growing consumer demands for fast, friction-right digital journeys with onboarding that’s simple to integrate and customise.

Enhance fraud protections

Significantly improve fraud detection rates with powerful data linkage capabilities. TransUnion’s robust datasets enable you to quickly establish consumer identities with greater confidence while flagging potentially fraudulent actions.

Boost conversions with custom offers

Prequalify consumers using TransUnion’s rich credit bureau insights to present personalised offers. Assess consumers’ ability to pay based on estimated income and determine eligibility before authorised credit inquiries.

Make more precise lending decisions

Access additional dimensions of consumer behavior leveraging trended credit data and actual payment information to support improved decision-making.

Activate in real time

Offer a more gratifying consumer experience with real-time fulfillment of credit cards or personal loans. Issue a virtual card or loan instantly upon acceptance while presenting offers for other products.

Pick, plug and play

Quick deployment with a friction-right, multilayered and risk-based approach to maximise conversions — without compromising fraud, security and KYC compliance. Microservice architecture allows you to pick and choose the features you need with one set of APIs.

Less friction. More acquisitions.