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Data Security

 

To make the right decisions, start with information you can trust.

You can count on our credit data as our consumer data is contributed by the Credit Data Smart Subscribed Members through the credit data platform (CRP) on a monthly basis and public records we collected from the court. We generate the consumer credit report based on the consumer’s credit history. TransUnion strictly complies with the relevant requirements of the Code of Practice on Consumer Credit Data promulgated by the Office of the Privacy Commissioner for Personal Data, Hong Kong and the MCRA Model Code of Practice issued by the Industry Association.

In order to protect the confidentiality of personal credit and repayment records in our database, we have implemented strict anti-leakage measures, including:

  • Restricting access to the Credit Data Smart Selected Members who have permissible purpose to use the information
  • Suppressing the account numbers and Credit Data Smart Subscribed Members in certain credit reports
  • Using private, dedicated lines for communications
  • Controlling our associates' database access through secured passwords and access codes and obtaining our associates' annual commitment to our security policy
  • The use of 256-bit encryption technology and Transport Layer Security (TLS) protocol

These and other procedures enable us to facilitate secure and unbiased transactions to help protect you and your customers.