Skip to main content

TransUnion Credit Report, Score & Alerts

Enjoy unlimited downloads of credit reports and check your credit avtivities, allowing you to instantly monitor you financial health. Plus, receive a free upgrade to Credit Alert Plus for an extra layer of security and protection.

TransUnion Credit Report, Score & Alerts
TransUnion Credit Report,
Score & Alerts
  • Unlimited check, without affecting your credit score
  • Instant alerts - to reduce the risk of identity fraud
  • Long-term monitoring helps you maintain a healthy credit profile

A credit report is like a personal score card that contains your credit activities in detail, including:

Personal Information
Name, date of birth, ID number, telephone numbers and addresses
Credit Activities
Credit providers, accounts, credit usage and repayment history
Public Records
Litigation relating to recovery of debt. bankruptcy and winding-up petitions
Enquiry Records
Credit Data Smart participating financial institutions' reviews within the last two years
Credit Score
TransUnion credit score is calculated based on the above key factors and information.
Credit Score ranges from A to J, where A is the highest score and J is the lowest score, which reflects your credit health is unfavorable.
What are the benefits of having a good credit score?
What are the benefits of
having a good credit score?
Higher chance of approval

  • Increase the chances of approval for credit cards, personal loans, and mortgages from banks or financial institutions
  • Get a better Annual Percentage Rate (APR) & lower the cost of borrowing
  • Many users only aware of their credit score after their application has been rejected.

Higher chance of approval
Relocation / Overseas investment

  • Show your creditworthiness in foreign country / overseas
  • Renting a property or applying for certain services requires the provision of credit proof.

Relocation / Overseas investment
Career development

  • Pass employment background check, especially for the finance, banking, security and hotel industries
  • A good credit profile helps establish a professional and reliable image.

Career development
Higher chance of approval
Relocation / Overseas investment
Career development
Register TransUnion account
in just 4 easy steps
Register TransUnion account
in just 4 easy steps

For new user, please download the TransUnion HK mobile app and follow the instructions to complete the registration. For current user, please Login Here.

1 Open the app and click on "Register Now"

2 Get ready with your HKID card and HK mobile number to complete the identity verification process

3 Complete the facial recognition and mobile phone number authentication (OTP)

4 Register completed. You may login to our web portal or continue the purchase on app

Why choose TransUnion?
Why choose TransUnion?
  • A credit reference agency widely used across Hong Kong and different global markets
  • Over 40 years of history in Hong Kong, with tens of thousands of Hong Kong users checking their credit profile through TransUnion every year
  • Trusted by many local banks and financial institutions
  • Data protected under the Personal Data (Privacy) Ordinance — professionally, securely, and reliably
Download Now

Note: The recommended software version for mobile devices is iOS 14 or Android 11 or higher.

Stay on Top of your
Credit Health
BUY NOW