TransUnion Credit Report, Score & Alerts

Stay current on and monitor your credit

TransUnion Credit Report,

Score & Alerts

Stay current on and

monitor your credit

A credit report is like a personal score card that contains your credit activities in detail, including:

Personal Information

Name, date of birth, ID number, telephone numbers and addresses

Credit Activities

Credit providers, accounts, credit usage and repayment history

Public Records

Litigation relating to recovery of debt. bankruptcy and winding-up petitions

Enquiry Records

Credit Data Smart participating financial institutions' reviews within the last two years

Credit Score

TransUnion credit score is calculated based on the above key factors and information.
Credit Score ranges from A to J, where A is the highest score and J is the lowest score, which reflects your credit health is unfavorable.

What are the benefits of having a good credit score?

What are the benefits of

having a good credit score?

Credit products application

Get loan from banks / creditors more easily
Get a better Annual Percentage Rate (APR) & lower the cost of borrowing

Overseas investment

Show your creditworthiness in foreign country / overseas

Career development

Pass employment background check, especially for the finance, banking, security and hotel industries

Check your credit report regularly

Reduce loss from Identity Theft

What are the benefits of

having a good credit score?

TransUnion empowers consumers is via our Credit Report, Score & Alerts, a personal financial assistant and all-weather watchdog for your credit. Credit Alert notifies you whenever there is critical change to your accounts, such as new credit accounts opened or new enquiry made.

Act now and stay on top of your credit score and financial health!

Get Your Credit Report Now

Register TransUnion account

in just 3 easy steps

Check your

credit report regularly

Reduce loss from

Identity Theft

For new user, please download the TransUnion HK mobile app and follow the instructions to complete the registration. For current user, please Login Here.

1 Open the app and click on "Register Now"

2 Get ready with your HKID card and HK mobile number to complete the identity verification process

3 Complete the facial recognition and mobile phone number authentication (OTP)

4 Register completed. You may login to our web portal or continue the purchase on app

Download Now